Terms of Service

Last updated: June 11, 2026

These terms govern your use of Notch. By creating an account or using the app, you agree to them. If you don't agree, please don't use Notch.

What Notch is

Notch is a personal budgeting and money-tracking tool. It helps you view and organize your own finances by connecting to your accounts (through Plaid) and letting you record and categorize activity.

Not financial advice

Notch is an informational tool, not a bank, broker, or financial advisor. Balances, categories, and projections are estimates for your convenience and may not always be accurate or current. Always rely on your financial institution's official records for decisions, and consider a qualified professional for financial advice.

Your account

You're responsible for keeping your login secure and for the activity under your account. Let us know promptly if you suspect unauthorized use.

Acceptable use

Use Notch only for your own personal, lawful purposes. Don't attempt to disrupt the service, access other users' data, reverse-engineer it, or use it to violate any law or third party's rights.

Third-party connections

Notch relies on third parties — including Plaid and your financial institutions — to provide account data. We don't control them and aren't responsible for their availability or accuracy. Your use of Plaid is also subject to Plaid's End User Privacy Policy.

Service changes

Notch is evolving. We may add, change, or remove features, and we may suspend or discontinue the service. We'll try to give reasonable notice of significant changes where we can.

Disclaimer & limitation of liability

Notch is provided "as is," without warranties of any kind. To the fullest extent permitted by law, we are not liable for any indirect, incidental, or consequential damages, or for any loss arising from your use of (or inability to use) the app or from inaccuracies in the data shown.

Governing law

These terms are governed by the laws of the Province of Ontario and the federal laws of Canada applicable there.

Contact

Questions about these terms? Email fahmy.abdi@icloud.com.