Everything that has changed in the Notch web app.
Notch is in beta. If something behaves differently to how it did last week and it is not on this page, that is a bug. Write to support@usenotch.co.
October 8, 2026
Beta- Fixed A purchase could show up in your log twice. A purchase your bank updated before Notch picked it up arrived twice, and your spending counted it twice. Each one arrives once now, and copies already in your log go at the next sync.
October 4, 2026
Beta- Fixed Money coming in lost what you filed it as. A refund or a paycheque given a kind or a job kept it only until your bank next updated the row, and a refund that lost its kind counted as pay.
- New Money coming in arrives the way you filed the last one. Rename a deposit or give it a kind or a job once, and the next one your bank sends under the same line arrives that way. A paycheque your bank calls a transfer arrives as pay once you have filed one.
October 2, 2026
Beta- Changed Insights write every Saturday, about the week that ended Friday. The question about how often notch writes is gone.
- Changed Insights know when things were said. Each answer in Insights is dated when you change it, so a plan you describe is judged against its own window, and a month is never judged before it ends.
- Fixed Two first-run answers were never saved. What you would cut first and what you have tried before are kept now.
- Fixed Paying a bill made the day read as over. Bills and plan payments are set aside from the month before any day gets its share, so the day rent leaves is judged on what else you spent. Moving money to savings no longer reads as a day over either.
- New Past weeks say how far over or under they came. Each day of a finished month is judged against that month’s average day, and a week you page back to shows its total.
- Changed Weekly and bi-weekly pay is counted by payday. A month expects the cheques that land in it, two or three, not an average.
- Fixed A goal due on the 1st needed more on the 2nd of every month. Its monthly share no longer changes overnight.
- Fixed Money taken out of savings showed on Home as saved. Saved under This month now reads below zero in a month more left your savings than went in.
October 1, 2026
Beta- Changed Every account’s balance is what your bank says it is. Nothing is marked pending anymore, on any account. Working it out from the balance could leave a savings account $500 under its bank’s figure when the bank’s move and the transfers behind it differed by a few dollars. Chequing and savings keep their running balance.
September 28, 2026
Beta- Changed Bills has the same figure as payment plans. What has charged of what this month’s bills come to, with a bar and what is left, under its own Bills heading. The strip above both is now Bills & payment plans.
- Changed Safe to spend is the figure and the week. The arithmetic under the week and the bill named under a picked day are off the card.
- Fixed The app could stay on its loading mark after you came back to it. It stayed there through every reload until your browser's site data was cleared. It opens normally now, and if your data is slow to arrive it opens on the copy already in your browser.
September 27, 2026
Beta- Changed Insights write one read a week. Each read covers the week just gone and the two weeks coming: what’s due, when pay arrives, and where it’s tight. Every figure is checked before you see it, and each read remembers the ones before it.
- Changed Payment plans are drawn as their payments. One mark per payment, filled once it has gone. A plan’s sheet leads with what is left, with each payment’s date under its mark. Tap or drag along them to see how any one went.
- Changed Bills and plans each keep their own colour. On the month’s strip a bill is a tan circle and a plan payment a slate square, and what the bills alone cost a month has its own figure over the bill list.
- Changed Accounts leads with your net worth. The same bar and four figures as Home, then your banks, with linking another right under them. The wallet holds only what no bank does, and payment methods open from one row.
- New Bills can be weekly or bi-weekly. Each charge is counted on its own, so bills still to come this month holds every week that hasn’t charged yet.
- Fixed A bill added after its first charge counted that charge as still to leave. A first charge dated before the bill existed has happened, whatever it came to.
- Fixed A bill suggested bank names that had nothing to do with it. Any purchase near the bill’s price and date qualified. A name is offered now when it charges the bill’s figure on its schedule, cycle after cycle.
- Changed A credit card’s balance is what your bank says it is. Working out a card’s pending purchases from its balance could leave a payment the card had already taken waiting for days, and a card could read as in credit while it owed money. A card’s rows no longer carry a pending mark or a running balance. Chequing and savings keep both.
September 23, 2026
Beta- Fixed A card payment you logged counted twice once your bank sent it. The bank sends a payment as two halves, one from each account, and they arrived beside yours. They now land on the payment you logged, together or a day apart.
- Fixed A card paid from another bank read as still owing the payment. The first bank to count a payment settled it for both, so the card waited a day or two on its own bank with the payment missing. Each bank now settles its own side.
- Fixed Unlink & remove everything took purchases you had logged yourself. The ones your bank had sent a copy of went with the bank’s rows. They stay now, as the option says.
- Fixed A CSV import added its transfers as spending. The file does not say which accounts a transfer moved between, so transfers are skipped and counted in the summary. A row your bank already sent now takes the file’s details instead of being replaced, which brought it back a second time on the next sync.
September 22, 2026
Beta- Fixed Reconnecting a bank duplicated every account at it. The sheet that asks what each incoming account is had the right answer selected and applied none of it, so the bank’s accounts arrived a second time under its own names, with no payment methods, next to the ones already there. Answers now land on the accounts they were given about, and an answer that cannot be applied says so instead of going quiet.
- Fixed Merging a duplicate account brought it straight back. An account carries one bank connection, so folding two together left the other one held by nothing — and the next sync filed it as a brand new account, at the bottom of the list, with the bank’s name and no history. Merging an account away now keeps it away, and so does deleting one on a login you later merge.
- Changed A bank’s connections are named by what they hold. Where one bank answers to more than one login, each is listed with its own accounts, so Keep this login is a choice rather than a guess between identical cards.
- Fixed A repeat purchase could disappear into the one before it. A second $10 top-up, or the same coffee two days later, could be taken for a copy of the first and dropped. A purchase from your bank now only lands on a row that could be the same one, and each row answers for one purchase.
- New A card’s balance includes what is still pending. The bank reports only what has settled, so the balance ran behind what you had spent. Each purchase now stays pending until the bank’s figure moves by it, and the account shows how much is pending on top of what the bank reports.
- Fixed Fetching from a date brought in the day before it. A purchase from the evening before, posted overnight, came in with the rest. The date you pick is the first day that arrives, and what is already in your log is matched rather than added again.
- Changed The log keeps its order. Each day lists what arrived with the newest on top, a purchase you add goes on top, and changing a row’s payment method no longer moves it.
- Changed The Connection page says what is arriving. Each login shows whether sign-in, balances, transactions and updates are coming through, and each account shows its own.
- New Reconnect can change which accounts a bank shares. Adding or dropping an account no longer takes a fresh link.
- Changed Deleting a linked account is permanent. It no longer waits to be recovered, and deleting the last account at a bank disconnects that login.
September 14, 2026
Beta- Fixed A day you sent money out counted as a quiet day. The week board drew each day from purchases alone, so a day $450 of rent left by e-Transfer read as $61 spent. It now counts departures, and the board adds up to the figure printed above it.
- Fixed “Not yet today”, about today. Once a month had nothing left in it, every day after that stopped showing how far over it went: no red on the bar, and a dash where the figure belongs. Those days now say what they cost.
- New The week board goes back. Swipe right, or use the arrows under it, for last week and the weeks before it. Three months of Mondays. Days from an earlier month show what they cost, without a verdict they cannot give.
- Changed Safe to spend says how far past the line you are. It read $0.00 whether the month was eight dollars over or eight hundred. Past the line it now reads Over per day, and the figure is what each day left has to come in under for the month to close level.
September 8, 2026
Beta- Changed Home leads with one figure. Your chequing balance and how it has moved this month, then four things to do: add a purchase, read a screenshot, work through what you have not seen, and one line about your spending that opens Decide. The countdown and the goals block have gone.
- New Remove a notification. An × on each one ends it, and it stays ended however the situation changes. A bank login that has expired has no ×.
- Changed Notifications come in two parts. What is still asking for something sits above what you have already read.
- Fixed The mark starts today, not at the beginning of your log. Purchases from before you started marking now open their details, and they have stopped counting as unreviewed.
- New Commonly used categories, at the top of the picker. The four or five you actually file things under, above the full list. Ranked by how often you have used them lately.
- Changed A credit card's sheet is four fields. The limit, the balance and the headroom it leaves. Owes / In credit is gone: type a minus on the balance to say the card is holding your money. So is What it's for.
- Changed An account only offers the payment methods it could have. A Visa was listing Cash, Direct Deposit and e-Transfer above the card you had chosen. Add anything the list leaves out with Other.
September 7, 2026
Beta- Fixed A refund goes back to the card that paid. Money coming in could only be logged against a deposit channel, so a refund on a Visa had to be filed as a Direct Deposit. Every payment method is offered now, and picking Refund fills in the one the purchase went out on. Change it if it picks wrong.
- Fixed A payment plan's "already paid" counts the payments it has taken. It showed the number typed when the plan was added and never moved again, whatever landed against it since.
- Changed Notifications count on the Notifications row, not on your avatar. A dot on your own picture said "something about your account" when it meant "you have notifications".
- Changed The pulse button on a bank opens its connection page. It used to run its own test into a panel that said less than the page does and could not be returned to.
September 3, 2026
Beta- New Log a screenshot of your bank's feed. For the days the connection is down and the purchases are still on your bank's screen. The + button now offers Read a screenshot: pick the picture, say which account it is, tick the rows you want, and they go through the same notch as anything that arrives on its own.
- New Rows you already have arrive unticked. A feed screenshot almost always contains purchases you caught earlier. Those are marked Already logged rather than hidden, so you can put one back if we got it wrong.
- Fixed A pending charge that settles for less is now caught. A hold is not the final figure: a $22.92 ride posts at the fare. Duplicates finds a scanned hold sitting next to what the bank actually charged, and keeps the bank's.
August 31, 2026
Beta- New Say where a transfer went. Both sides are editable, the far side can be named, and there is a note on every transfer rather than only the ones read as e-Transfers. A side nobody has settled now says Unknown instead of claiming the money went outside.
- New Confirm the service that moved it. e-Transfer, wire, Wise, PayPal, cash, or anything you type. The service used to be read out of the bank's description with no way to correct it.
- Fixed A corrected transfer stops reverting. Saying a transfer left for someone outside your accounts was undone by the next sync, and a pending charge settling was enough to trigger it.
- Changed Money set aside is green in the Decide waterfall. It was drawn in the same colour as rent.
August 22, 2026
Beta- New A purchase you haven't looked at opens the mark, not its details. Bank rows used to be offered once, when they landed. Miss that and they sat in the log unread forever. Now every unseen purchase asks to be notched the moment you open it, and holding the mark is all it takes. No note required.
- New Fix a payee's logo. Edit a transaction, and "Not them?" under the merchant searches for the right company. Your answer sticks to every charge from that payee, and nothing re-guesses it after.
- Changed The category is editable while you notch. It used to be asked once per merchant and printed as plain text after that. Walmart is groceries one week and a kettle the next.
August 14, 2026
Beta- Fixed Notch stops inventing subscription charges. A subscription paid from a linked account could be marked as charged on the day the calendar expected it, whether or not the money ever moved. Where a bank is watching, the bank is the record: a charge it has not reported has not happened.
- New Cover every figure on screen. The eye beside your chequing balance turns every amount, payee and chart in the app to dots. Not a blur: a blurred figure keeps its width, and width is how much.
August 10–13, 2026
- New A ledger you can get back. Your ledger is copied to the server nightly, so a bad write is recoverable rather than final.
- New The app opens with no connection. Opening Notch underground or on a dead signal now gets you your ledger instead of a sign-in screen it cannot complete.
- Fixed American and Mexican ledgers converted at Canada’s rate. A USD-priced subscription was posted at the Canadian exchange rate whoever you were and wherever you banked.
- Fixed Credit you have not spent yet is not safe to spend. Money still sitting on a card as available credit was being counted as yours.
- Fixed Your balances can no longer be framed by another site.
- Changed The daily read reasons instead of summarising. Insights gets what the app already knows rather than a pile of totals, and says something about it.
August 8, 2026
- Fixed A day in the Log reads in the right order. Canadian banks send a posting date and no clock, so Notch had nothing to order the purchases inside a single day by and fell back to the order the feed arrived in, which rendered the day backwards. It now records where each purchase sat in the bank’s own listing. Rows with a real timestamp still outrank everything.
- Fixed A subscription’s next charge follows the merchant. A charge expected on the 9th that lands on the 8th used to still say “next charge: the 9th” on the day it had gone through. The schedule now counts a full period from when the charge really landed.
- Fixed Buy-now-pay-later instalments count as spending. Klarna and its relatives are filed by banks as loan repayments, which Notch read as money moving between your own accounts. Only credit-card payments are treated that way now.
- New “Not this type of transaction?” At the bottom of every transaction, a way to change what it counts as without deleting it and typing it in again. Notch fills in what it can work out from the entry, from your bank’s own words and from where you usually file that payee.
- New Notch tells you when a bank has stopped talking. A disconnected bank used to be something you found out by wandering into Accounts days later. It now says so on open, on every page, with the reconnect there.
- New Catch up on transactions a bank missed. Under Preferences → Your data → Transactions: pick a date and Notch goes back for anything the feed never sent. It only adds. Days you already have are left where they are.
- Changed Correcting a category teaches Notch. Re-filing a purchase sets where that payee lands from then on. “Apply learning” no longer overwrites categories you set by hand, and gained controls for which payees, which fields, and how far back.
- Changed Holding to notch finishes the job. Completing the mark moves you to the next purchase. The Next button is gone.
- Changed Preferences became five rooms. One long screen of switches is now Profile, Region & money, Your data, Insights and Help.
August 5, 2026
- New A second factor. Linking a bank, reconnecting one, and closing your account now ask you to confirm it’s you.
- Changed Your answers change the read, and compound. Telling Insights that a suggestion landed or missed now shapes what it writes next.
- Fixed The last open write in the database is closed. A security review of the database rules, and the one path it found.
August 4, 2026
- New A bank is a place you go, in its own colours. Every linked institution has its own page, themed from its own brand, with its accounts, its connection health and its payment methods on it.
- Changed Your job moved in with you. Income and employment now live under Profile. They describe a person, not a currency setting.
August 2–3, 2026
- New Notch lets people in a few at a time. New accounts wait for approval. An account can be closed for good, with everything kept for thirty days first.
- Fixed A bank descriptor is a routing string with a name buried in it. “SQ *THE CLEVER CUP 604-555” now arrives as the shop’s name.
- Fixed Every published security advisory on the board, closed. Including one in the server that shipped a prototype-pollution gadget.
Before this
Notch was rebuilt over the first half of 2026: read-only bank connections through Plaid, and support for Canada, the United States and Mexico. The notes above start from the point the beta opened to people other than its author.
Found something that doesn’t match what you’re seeing? Write to support@usenotch.co.