Privacy Policy

Last updated: June 11, 2026

Notch ("Notch", "we", "us") is a personal budgeting app that helps you understand your own finances. This policy explains what information we collect, how we use it, and the choices you have. We've tried to keep it plain. If anything is unclear, email us at fahmy.abdi@icloud.com.

Information we collect

• Account you create. Your email address and basic profile, used to sign you in and store your budget.
• Financial data via Plaid. When you link a bank or card account, we receive — through our data provider, Plaid — your account names, types, masks (last four digits), balances, and transaction history. We use this to display and organize your finances inside the app.
• What you enter. Anything you add yourself: manual transactions, budgets, goals, categories, and payment-method labels.

We never receive your bank login credentials. When you connect an account, you log in directly with your bank inside Plaid's secure flow — those credentials are never seen by or stored on Notch.

How we use your information

We use your information solely to provide the app to you: to show your balances and transactions, categorize spending, track budgets and goals, and keep your data in sync across your devices. We do not use your financial data for advertising, and we do not sell it.

Plaid

Notch uses Plaid Inc. to connect to your financial institutions. By linking an account, you also agree to Plaid's End User Privacy Policy. Our access through Plaid is read-only — we retrieve balances and transactions to show them to you. We cannot move money, make payments, or access your account or routing numbers.

How we store and protect it

Your data is stored using Google Firebase (Google Cloud) and is scoped to your account, so it isn't readable by other users. Data is encrypted in transit. The secure tokens that let us refresh your linked accounts are stored server-side and are never exposed to the app or to other users.

Sharing

We don't sell or rent your information, and we don't share it with third parties for their own purposes. We only rely on the service providers needed to run Notch — principally Plaid (bank connectivity) and Google Firebase (authentication and storage) — who process data on our behalf under their own security commitments.

Your choices

• Unlink a bank at any time in the app. This removes the connection and revokes our access to that institution through Plaid.
• Delete your data. You can delete accounts and entries in the app, or email us to delete your Notch account and associated data entirely.

Data retention

We keep your data while your account is active. When you unlink an institution we remove the associated stored access token; when you delete your account we delete your stored budget data.

Children

Notch isn't intended for anyone under 16, and we don't knowingly collect their information.

Changes

We may update this policy as Notch evolves. We'll revise the "last updated" date above, and significant changes will be reflected here.

Contact

Questions about your privacy? Email fahmy.abdi@icloud.com.